Community Volunteer Income Tax Program (CVITP) – Year-Round Clinic

Hosted by Overcomers United

We provide year-round in-person, virtual, and by-phone income tax preparation.

Eligibility requirement: individuals must have a modest income and a simple tax situation.

This may include:

  • adults 65 years and older
  • housing-insecure individuals
  • Indigenous Peoples
  • modest-income individuals
  • newcomers
  • persons with disabilities
  • students

To schedule an appointment or to inquire further, please contact Overcomers United via email at overcomersibg2g@gmail.com or submit a message through our website at Overcomersunited.ca.

Modest Income

The following table provides a guideline to determine what is considered a modest income. In general, a modest income means the total family income is less than the amount shown in the chart below, based on the size of the family.

Suggested income levels
 Family size Total family income
 1 person $40,000
 2 people $55,000
 3 people $60,000
 4 people $65,000
 5 people $70,000
 More than 5 people $70,000, plus $5,000 for each additional person
Family size includes an individual, or a couple, and their dependents.

Simple tax situation

In general, a tax situation is simple if an individual has no income or if their income comes from these sources:

  • employment
  • pension
  • benefits, such as the Canada Pension Plan, Old Age Security, disability insurance, employment insurance, and social assistance
  • Registered Retirement Savings Plans (RRSPs)
  • scholarships, fellowships, bursaries, or grants
  • interest (under $1,000)

The CVITP does not provide training or support for complex tax situations. Volunteers will not complete returns with the following:

  • self-employment income or employment expenses * (see Exception 1)
  • business income and expenses
  • rental income and expenses
  • interest income over $1,000
  • capital gains or losses
  • bankruptcy in the tax year (or the year before, if that return has not yet been filed)
  • deceased person
  • foreign property (T1135)
  • foreign income ** (see Exception 2)

*Exception 1

Individuals who have a T4A slip, Statement of Pension, Retirement, Annuity, and Other Income, that shows self-employed or business in box 048 may be eligible to have their tax return completed through the CVITP if all of the following conditions are met:

  • the total income in box 048 is under $1,000
  • no expenses are claimed
  • the individual is not registered as a GST/HST registrant and is not required to be one

**Exception 2:

Individuals who receive U.S. Social Security benefits are eligible to have their tax return completed through the CVITP. Any other type of foreign income (including a foreign pension) would not be considered a simple tax situation.

Remember

  • Volunteers are not expected to answer complex tax questions. If a taxpayer needs information that is beyond the volunteer’s expertise, they should go to canada.ca/taxes or call 1-800-959-8281.
  • Volunteers will only complete tax returns they feel comfortable preparing based on the information the taxpayer provides.
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